Niche

funding opportunities

Uncorrelated

market returns

Sustainability

with a purpose

Access private credit opportunities with BC Funding Solutions

BC Funding Solutions (Pty) Ltd is an Accountable Institution and Registered Credit Provider NCRCP 11132

Income EnergiserMinimum amountR100 000

  • INTEREST RATE
    Prime* + 1.85% per annum
    serviced monthly
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Powered WealthMinimum amountR1 000

  • INTEREST RATE
    Prime* + 5% per annum
    compounded monthly
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Fortified Capital PlusMinimum amountR50 000

  • INTEREST RATE
    Prime* + 5% per annum
    compounded monthly
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Insured CapitalMinimum amountRR250 000

  • INTEREST RATE
    Prime* + 3% per annum
    compounded monthly
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Loans to Community Schemes are illiquid. The secondary market for this asset class is well established and sales can be facilitated by BC Funding Solutions, however the process and time related is dependant on incoming business, as there needs to be a willing buyer.

Should you wish to access your funds before maturity, an administration fee will apply based on the total withdrawal amount (capital plus interest). Withdrawals made within the first five years will incur a 10% fee, while withdrawals after five years will be subject to a 5% fee.

 

Providing sustainable financial solutions for the future – responsibly

At BC Funding Solutions, we specialise in facilitating loan funding to Sectional Title Body Corporates and Homeowners Associations (“Community Schemes”) across South Africa. Our focus is to enable individuals, institutions, corporates or trusts to earn reliable, stable interest returns while directly supporting infrastructure, upliftment and sustainability in shared living communities.

Earn purpose-driven returns

Whether you’re an individual, institution, corporate or trust, you can lend funds to vetted Community Schemes and enjoy interest returns uncorrelated to market volatility – while making a real impact.

WHY OUR SOLUTIONS MATTER

Sustainability with Purpose

Our lending framework is embedded in ESG values, with benefits for Community Scheme owners and residents. This is lending with real-world outcomes.

The private credit opportunity in Community Schemes

Fastest-growing

residential sector in South Africa

100 000+

registered schemes

R5 billion+

in levy funding needs, nationally

R2 billion+

needed annually for maintenance and upgrade projects

*All figures are indicative only and based on the most current available market information at the time of publication. They are subject to change without notice.

Why do Community Schemes borrow?

Community Schemes borrow to stabilise cash flow and ensure continued service delivery when levy defaults by some owners create financial strain, limiting the scheme’s ability to cover critical expenses such as unplanned or general maintenance, essential services, and the upkeep of common property — all of which impact the value of every unit.

THE BC FUNDING SOLUTIONS ADVANTAGE

As part of the Sectional Title Solutions Group, BC Funding Solutions delivers professional, innovative, sustainable, and responsible lending support.

We help Community Schemes thrive

0
+
combined team and industry experience
0
+
schemes funded
R
0
billion+
deployed into sustainable Community Scheme lending

Ready to put your capital to work and support sustainable Community Scheme funding?

Partner with BC Funding Solutions for smart, secure and purpose-driven lending solutions.

Contact us